Home Loan

Make your dream home a reality with loans up to ₹5 crores. Lowest interest rates with tenure up to 30 years and tax benefits.

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What is a Home Loan?

A home loan helps you purchase, construct, or renovate a house with long-tenure EMIs. Get the lowest interest rates and enjoy tax benefits while building your dream home.

Long Tenure

Up to 30 years repayment

Tax Benefits

Under Section 80C and 24(b)

Key Features

Loan amount: ₹10 Lakh to ₹5 Crore
Tenure: Up to 30 years
Lowest interest rates
Balance transfer options
Tax benefits under Section 80C and 24(b)

Eligibility Criteria

Age: 21–65 years
CIBIL score: 700+
Income: Stable salary or business income
Property: Documents must be clear

Interest & Fees

Interest Rate:8.30% – 10.50%

Processing Fee:Up to 1%

Legal & Valuation:Charges applicable

Documents Required

Aadhaar, PAN
Property papers
Salary slips / ITR
Bank statements
Sale agreement

Benefits with SuggestBank

Compare top 15+ banks

Find the best home loan rates

Best suited home loan

Matched to your profile

Balance transfer options

For lower EMI

Expert guidance

Throughout the process

Frequently Asked Questions

Yes, balance transfer reduces EMI and can save significant interest over the loan tenure.

Loan may be rejected; we help you understand what's missing and guide you through the documentation process.

Ready to Buy Your Dream Home?

Get the best home loan offers with lowest interest rates and maximum tax benefits.

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